Financial Resilience - Investment

Workshop Outline

Workshop Schedule

Overview

Presented by Katarina Smolkova

This workshop begins by laying a clear foundation for successful investing, helping you understand the key principles that drive long-term growth. You will explore how time, compounding, discipline, and behaviour influence investment outcomes, and learn how to avoid common mistakes that hold many people back from building wealth.

Once the fundamentals are introduced, we shift into core investing concepts — and apply them directly through practical examples. You will gain clarity on the different types of investment accounts in Canada (TFSA, RRSP, FHSA, RESP, RDSP, and non-registered), the purpose of short-, medium-, and long-term savings buckets, and the role of various investment products such as mutual funds and segregated funds. You will also learn essential strategies including the 3Ds of investing, dollar-cost averaging, the cost of waiting, and how to assess risk and time horizon. These concepts equip you to make informed decisions and build a strong investment plan for your future.

This workshop is perfect if you’re looking for simple, practical, and no-nonsense guidance to begin or improve your investing journey. It’s suitable for complete beginners as well as those who already save but want to deepen their understanding and take the next step in building long-term wealth.

Audience: Individuals and families who want to start investing, understand investment accounts, or grow their long-term savings with confidence.

Duration:  90 Minutes

Topics:

Part 1. Mindset and Resilience

Financial Resilience and The Wealth Formula
  • Learn the key factors that drive long-term wealth.
  • Understand how small habits create big financial results.
The Rule of 72 and Compounding
  • Discover how quickly your money can grow over time.
  • See why starting early accelerates your wealth-building journey.
Cost of Waiting
  • Understand the true impact of delaying your investments.
  • Learn how early action leads to stronger long-term outcomes.

Part 2. Behaviour & Discipline

The Emotional Rollercoaster of Investing
  • Recognize common investor emotions and how to navigate them.
  • Learn how to stay confident through market ups and downs.
Behaviour Gap and Investing Myths
  • Identify the behaviours that hold investors back.
  • Replace common myths with facts that support better decisions.
3Ds of Investing
  • Master the three core principles that build strong, steady portfolios.
  • Learn how discipline, diversification, and consistency work together.

Part 3. Structure & Accounts

The 3 Essential Money Buckets
  • Learn how to organize your money for short-, medium-, and long-term goals.
  • Build a structure that reduces stress and supports smart investing.
Types of Investment Accounts in Canada
  • Gain clarity on TFSA, RRSP, FHSA, RESP, RDSP, and non-registered accounts.
  • Learn which accounts best support your financial goals.
Inflation and Purchasing Power
  • Understand how inflation affects your future money.
  • Learn why investing is essential to maintain and grow wealth.

Part 4. Investment Options and Guidance

Mutual Funds vs. Segregated Funds
  • Learn how these investment products work and what makes them different.
  • Identify which option aligns best with your needs and comfort level.
Understanding Risk and Time Horizon
  • Understand how risk levels connect to your investment timeline.
  • Learn how to choose investments that fit your goals and comfort.

 Part 5. Planning and Action

The FIN (Financial Independence Number)
  • Learn what your FIN is and why it’s essential for long-term planning.
  • Understand how a personalized FIN can guide your retirement and investment goals.
Pay Yourself First & Automation
  • Learn how to build wealth automatically and effortlessly.
  • Create systems that support long-term success.
Finding the Right Investment Professional
  • Discover what to look for in a trustworthy advisor.
  • Learn how the right guidance accelerates your financial progress.

Summary:

The workshop “Investing With Resilience – Step 2” builds on your foundational money-management skills and takes you deeper into the world of wealth building. In this session, you will learn the core principles of resilient investing, understand how to navigate market emotions, explore key Canadian investment accounts, and gain clarity on the strategies that help your money grow over time. By the end of the workshop, you will have the confidence, knowledge, and practical steps needed to begin investing with purpose and discipline. It is the natural next step after Building Financial Resilience – Step 1 and is designed to guide you further along your financial journey toward long-term wealth and security.